Income and Expenses Affecting Saving Behavior of Revenue Department Officers.
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วันที่
2565-08-07
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ชื่อหนังสือ
สำนักพิมพ์
Graduate College of Management System, Sripatum University
เชิงนามธรรม
Most people nowadays pay more attention to saving money due to economic problems as
well as looking to the future about the expenses necessary to live. Saving money is the part that
allows many people to achieve a set goal for any purpose, such as having their own assets or having
money to spare when needed. In addition, savings can help solve financial problems that may arise in
the future. The purpose of this research was to study the relationship between income and expenses
that affect the savings behavior of the Revenue Department officers, the sample group was the
Revenue Department officers of 100 people. Use questionnaires as a tool to collect data. The
statistics used to analyze the data were mean and standard deviation (S.D.). The hypothesis test
compared the difference between personal factors and saving behaviors using t-Test and F-Test
values, and the income and expense hypothesis test had a positive influence on the savings behavior
of the Revenue Department staff using the method of simple regression analysis. The results showed
that different personal factors showed no difference in saving behavior at the statistical significance
level of 0.05. The opinion level of income and expenditure had an overall average of 4.12 at a high
level. In terms of income, the opinion level was as high as 4.35, at a high level and financial
institutions were the least average of 3.93. Saving behavior with an overall mean of 4.23 at a high
level. It was concluded that income and expenses were the variables that had a positive influence on
saving behavior with a statistical significance of 0.01. The results of this research are presented as
basic information for the benefit of future financial management planning for the Revenue
Department officers in the future.
คำอธิบาย
คำหลัก
Income, Expenses, Saving Behavior
การอ้างอิง
Pornchanok Bunpalumlert, Nilubon Sivaborvornvatana, & Supawadee Hamanee. (2022). Income and Expenses Affecting Saving Behavior of Revenue Department Officers. In Graduate College of Management System (Eds.), Breakthrough Business Creativity, Leading Change, and Reengagement. The 10th Regional Conference on Graduate Research 2022 (pp.5–16). Sripatum University.